Consistency Rule Calculator: When the 15% Rule Blocks Your Payout

A consistency rule, sometimes called a best day rule, says that no single trading day may account for more than a set share of your profit. At Dolvero the threshold is 15%. On CFD Instant Funding, at the moment you request a payout, your best day may not exceed 15% of the sum of all your profitable days. Losing days are not subtracted from that sum. This guide explains how the ratio is computed, what happens when one strong day pushes it over the line, how far the same rule ranges at other firms, and it gives you a calculator that tells you exactly how much more profit brings your best day back under 15% and whether the second payout condition, ten profitable days of at least 0.5%, is already met.

Consistency threshold

15%Instant Funding, at payout time

On CFD 2-Step and 1-Step

Noneno consistency rule at any stage

Profitable-day gate

10 daysclosed profit of at least 0.5% each

Denominator

Profitable days onlylosing days are not subtracted

Instant split

70 / 80 / 90%first, second, third payout onward

First payout

14 daysafter the first trade, then every 14 days

What a consistency rule is and how Dolvero defines it

Every consistency rule answers one question: did the account earn its profit over a series of sessions, or did one oversized bet do the work? Firms measure this as a ratio. The numerator is the profit of your single best day. The denominator is either total net profit or, as at Dolvero, the sum of all profitable days. The rule passes if the ratio is at or under the threshold. Three details decide how the same headline percentage behaves in practice.

Written as a formula, the payout condition on Instant Funding is: best day divided by the sum of profitable days is at most 0.15, and the number of days with closed profit of at least 0.5% of the starting balance is at least 10. Turn the first condition around and you get the number the calculator is built on: the sum of profitable days must reach at least the best day divided by 0.15, which is the best day multiplied by 6.67.

Where the 15% applies and where it does not

On CFD the rule is tied to one product for a specific reason. On the CFD 2-Step and 1-Step the evaluation already requires five qualifying days per phase with closed profit of at least 0.5%, so consistency is proven before the funded account exists. Instant Funding skips the evaluation, and the payout gate does that work instead.

Instant Funding also has no 2% per-trade-idea cap and no profit target, and its inactivity rule is 7 days measured as 7 times 24 hours from the last activity. The consistency rule is the only condition that can hold a payout on an otherwise healthy Instant account, which is why it deserves a calculator of its own.

Consistency rule calculator

Enter the sum of your profitable days, your single best day and the number of days that closed with at least 0.5% profit. The calculator shows the current best-day ratio against the 15% limit, how much more closed profit brings the best day under the line, the minimum number of extra days that takes, and whether the ten-day gate is met. Figures update as you type.

Worked examples on a $25,000 Instant Funding account

On a $25,000 account a qualifying day needs closed profit of at least $125 (0.5%). The daily loss limit is $500 and the trailing drawdown floor sits 5% below the highest closed balance. All three examples assume the ten-day gate is met and look only at the ratio.

Example 1: one strong day blocks the payout

The trader is $3,000 in closed profit and cannot yet withdraw any of it. Nothing has been lost: the moment profitable days add $2,000 without any of them exceeding $750, the ratio drops to 15% and the payout button is active. At $250 a day that would be eight more sessions.

Example 2: the same profit, evenly earned

Same total, different shape. The best day is 1.6 times the average and the ratio is comfortably inside the limit. With ten qualifying days, the arithmetic says a best day may be up to about 1.6 times the average of the other nine before the rule is touched, which is a lot of room for a discretionary trader with a normal distribution of results.

Example 3: losing days do not change the answer

This is the difference the definition makes. Under a net-profit version of the rule, three losing days would turn a compliant account into a blocked one without any change to the best day. At Dolvero the losing days reduce what you can withdraw, because only closed net profit is paid out, but they do not touch the consistency ratio.

How the rule compares across firms

The values below are from the official rule pages and help centers checked on 10 September 2026, the same sources used in Prop Firm Rules Compared 2026. The last column is simple arithmetic: with a threshold of X%, the smallest number of equal profitable days that can satisfy the rule is 1 divided by X, rounded up. It shows how much each rule actually shapes a trader's behaviour.

Two patterns stand out. First, a 50% threshold is barely a rule: two equal days satisfy it, so it only catches an account whose profit is essentially one trade. A 35% or 40% rule bites at three days. Dolvero's 15% is the tightest ratio in the table, and it is placed deliberately: on CFD it applies only to accounts that never passed an evaluation, and it sits next to a ten-day condition that already exceeds the seven days the ratio implies. A trader who reaches ten qualifying days with a normal spread of results meets the ratio without thinking about it. Second, several firms apply their rule where Dolvero applies none: on every funded reward (FundingPips, The5ers, Funded Trading Plus) or on each evaluation phase (Funded Trading Plus). On a Dolvero CFD 2-Step or 1-Step, the shape of your profit is never a payout condition.

Trading an Instant account so the rule never bites

The rule is easy to satisfy by design and easy to break by accident. The accident is always the same: one day sized differently from all the others. Four habits keep the ratio where it belongs.

1. Fix a daily profit range before the first trade. Decide what a normal day earns on your account, for example $150 to $350 on $25,000, and stop adding size when a day reaches the top of the range. The 2% daily loss limit already sets the floor of the range for you; set the ceiling yourself.
2. Keep the best day under 1.5 times your average. With ten or more qualifying days, a best day at 1.5 times the average of the others stays under 15% with room to spare. Run the calculator after any unusually good session.
3. After a big day, add days, not size. If the ratio is above 15%, the fastest way back is several ordinary days, each at or below the best day. Chasing one more large day raises the numerator as fast as the denominator and can leave the ratio where it was.
4. Count qualifying days separately. A profitable day below 0.5% raises the denominator but does not count toward the ten. On $25,000 that means at least $125 closed on each of ten days. The calculator shows both counters next to each other.

Where Dolvero stands out

CFD evaluated accounts

No consistency ruleCFD 2-Step and 1-Step, evaluation and funded

CFD Instant Funding

15% at payouta payout gate, not a breach

Denominator

Profitable days onlylosing days never raise the ratio

Compliance view

Dashboardreal-time tracking of your risk metrics

Payout cycle

Every 14 daysreleased to the provider within 24 h, 2 h 2 min average on the public ledger, 19 Oct 2026

Rules locked

From day onenew rules apply to new accounts only

Frequently asked questions

What is the consistency rule at Dolvero?

On CFD Instant Funding it is a payout condition. At the moment you request a payout, your best single day may not exceed 15% of the sum of all your profitable days, and you need at least ten days with closed profit of at least 0.5% of the starting balance. Losing days are not subtracted from the sum. The CFD 2-Step and 1-Step have no consistency rule at any stage; Crypto 2-Step and 1-Step have a 15% soft gate that blocks progression and does not terminate the account.

Does breaking the 15% rule fail my account?

No. It is a payout condition, not a drawdown limit. If the ratio is above 15% when you request a payout, the request waits until more profitable days bring the ratio down. Nothing is deducted and the account keeps trading.

How much more profit do I need to get under 15%?

Divide your best day by 0.15 and subtract the sum of your profitable days so far. A best day of $750 needs profitable days summing to $5,000; if you have $3,000, you need $2,000 more, earned on days no larger than $750. The calculator above does this for any numbers.

Do losing days count in the consistency calculation?

Not at Dolvero. The denominator is the sum of profitable days only, so a losing day cannot push the ratio up. Some firms measure against net profit, where losing days shrink the denominator and can turn a compliant account into a blocked one.

Which prop firms have no consistency rule?

On standard 2-step evaluations, FTMO, FundedNext, FundingPips, The5ers, Alpha Capital, Goat Funded Trader and Dolvero's CFD evaluations apply none during the evaluation. On funded accounts, FundingPips (35%), The5ers (50%) and Funded Trading Plus (50%) apply one on every payout; Dolvero applies none on CFD 2-Step and 1-Step and 15% on CFD Instant Funding (Crypto evaluations: a 15% soft gate).

Does a profitable day below 0.5% count?

It counts toward the sum of profitable days, which helps the ratio, but it does not count toward the ten qualifying days. On a $25,000 account a qualifying day needs at least $125 of closed profit.